The life of a human is filled with several certainties and uncertainties. No one knows what will happen in the future, whether they will be alive or healthy like they are in the present. But, if it has to happen in the future, then no one can change that. The only thing we can do is to plan our future accordingly to avoid significant damages. You can live with peace of mind and can take risks in life more confidently. Also, the insurance agency in Canada will tell you all the perks in detail before you take insurance from them.